2 Personal Monthly Budget
Download the Excel File here
| Personal Monthly Budget | |||||||||
|
PROJECTED MONTHLY INCOME
|
Income 1 | $2,500 |
PROJECTED BALANCE (Projected income minus expenses)
|
$940
|
|||||
| Extra income | $500 | ||||||||
| Total monthly income | $3,000 |
ACTUAL BALANCE (Actual income minus expenses)
|
$960
|
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|
ACTUAL MONTHLY INCOME
|
Income 1 | $2,500 | |||||||
| Extra income | $500 |
DIFFERENCE (Actual minus projected)
|
$20
|
||||||
| Total monthly income | $3,000 | ||||||||
| HOUSING | Projected Cost | Actual Cost | Difference | ENTERTAINMENT | Projected Cost | Actual Cost | Difference | ||
| Mortgage or rent | $1,500 | $1,400 | $100 | Video/DVD | $0 | $50 | -$50 | ||
| Phone | $60 | $100 | -$40 | CDs | $0 | ||||
| Electricity | $50 | $60 | -$10 | Movies | $0 | ||||
| Gas | $200 | $180 | $20 | Concerts | $0 | ||||
| Water and sewer | $0 | Sporting events | $0 | ||||||
| Cable | $0 | Live theater | $0 | ||||||
| Waste removal | $0 | Other | $0 | ||||||
| Maintenance or repairs | $0 | Other | $0 | ||||||
| Supplies | $0 | Other | $0 | ||||||
| Other | $0 | Total | $0 | $50 | -$50 | ||||
| Total | $1,810 | $1,740 | $70 | ||||||
| LOANS | Projected Cost | Actual Cost | Difference | ||||||
| TRANSPORTATION | Projected Cost | Actual Cost | Difference | Personal | $0 | ||||
| Vehicle payment | $250 | $250 | $0 | Student | $0 | ||||
| Bus/taxi fare | $0 | Credit card | $0 | ||||||
| Insurance | $0 | Credit card | $0 | ||||||
| Licensing | $0 | Credit card | $0 | ||||||
| Fuel | $0 | Other | $0 | ||||||
| Maintenance | $0 | Total | $0 | $0 | $0 | ||||
| Other | $0 | ||||||||
| Total | $250 | $250 | $0 | TAXES | Projected Cost | Actual Cost | Difference | ||
| Federal | $0 | ||||||||
| INSURANCE | Projected Cost | Actual Cost | Difference | State | $0 | ||||
| Home | $0 | Local | $0 | ||||||
| Health | $0 | Other | $0 | ||||||
| Life | $0 | Total | $0 | $0 | $0 | ||||
| Other | $0 | ||||||||
| Total | $0 | $0 | $0 | SAVINGS OR INVESTMENTS | Projected Cost | Actual Cost | Difference | ||
| Retirement account | $0 | ||||||||
| FOOD | Projected Cost | Actual Cost | Difference | Investment account | $0 | ||||
| Groceries | $0 | Other | $0 | ||||||
| Dining out | $0 | Total | $0 | $0 | $0 | ||||
| Other | $0 | ||||||||
| Total | $0 | $0 | $0 | GIFTS AND DONATIONS | Projected Cost | Actual Cost | Difference | ||
| Charity 1 | $0 | ||||||||
| PETS | Projected Cost | Actual Cost | Difference | Charity 2 | $0 | ||||
| Food | $0 | Charity 3 | $0 | ||||||
| Medical | $0 | Total | $0 | $0 | $0 | ||||
| Grooming | $0 | ||||||||
| Toys | $0 | LEGAL | Projected Cost | Actual Cost | Difference | ||||
| Other | $0 | Attorney | $0 | ||||||
| Total | $0 | $0 | $0 | Alimony | $0 | ||||
| Payments on lien or judgment | $0 | ||||||||
| PERSONAL CARE | Projected Cost | Actual Cost | Difference | Other | $0 | ||||
| Medical | $0 | Total | $0 | $0 | $0 | ||||
| Hair/nails | $0 | ||||||||
| Clothing | $0 |
TOTAL PROJECTED COST
|
$2,060
|
||||||
| Dry cleaning | $0 | ||||||||
| Health club | $0 |
TOTAL ACTUAL COST
|
$2,040
|
||||||
| Organization dues or fees | $0 | ||||||||
| Other | $0 |
TOTAL DIFFERENCE
|
$20
|
||||||
| Total | $0 | $0 | $0 | ||||||
